Available Cover

Farming insurance policies available

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Please find below the many different forms of farming insurance cover we have available

Motor insurance


This includes tractors, agricultural vehicles, commercial vehicles, private cars and motorbikes. The types of cover we offer on these vehicles are:


COMPREHENSIVE COVER

  • Loss or damage to an insured vehicle and its accessories by accidental damage, by fire and/or by theft.
  • Third party cover for death or bodily injury and/or damage to property.


THIRD PARTY, FIRE & THEFT

  • Loss to an insured vehicle by fire, theft or attempted theft.
  • Third party cover for death, bodily injury and/or damage to property.


THIRD PARTY ONLY

  • Cover for third party death, bodily injury and/or damage to property.
Insure your solar panels

Farm property and business interruption


FARM PROPERTY

  • The cost of repairing, replacing or rebuilding the business assets following loss or damage.


BUSINESS INTERRUPTION

  • Loss of gross revenue and/or gross rentals following damage to your business premises.

Livestock


LIVESTOCK

  • Loss following death of your animals.


LIVESTOCK IN TRANSIT

  • Loss following death of livestock whilst in transit.

Liabilities and diversifications


PUBLIC & PRODUCTS LIABILITY

  • Your legal liability for injury to the public or damage to their property arising from your declared business activities, including sale of products and services.


EMPLOYERS' LIABILITY

  • Your legal liability for injury to your employees.


PROPERTY OWNERS' LIABILITY

  • Cover for damage to property or injury to persons in their capacity as tenants of rented property.

Money


MONEY

  • The cost of replacing money as a result of loss, damage or theft, and compensation for death or injury to you or your employees as a consequence of theft.

Personal accident and sickness


PERSONAL ACCIDENT/SICKNESS

  • The payment of an income or lump sum as a result of death or bodily injury solely by violent external and visible means and/or compensation for sickness, if you are unable to engage or attend your usual business.

Property in transit


PROPERTY IN TRANSIT

  • Loss of farming equipment, farming stock and agricultural produce owned by you, whilst in transit.

All risks and frozen food


ALL RISKS & FROZEN FOOD

  • The cost of repairing or replacing any machinery or apparatus listed in the schedule as a result of loss or damage and/or loss of frozen or refrigerated foodstuffs due to deterioration, contamination or putrefaction.

Engineering and inspection


ENGINEERING

  • The cost of repairing or replacing machinery or plant as a result of damage.

Commercial legal protection


COMMERCIAL LEGAL PROTECTION

  • Cover for legal costs and expenses as a result of an insured incident in connection with the business.

Uncollected milk


UNCOLLECTED MILK

  • Loss from any event beyond your control preventing the collection of milk by the dairy from your premises.

Home buildings and contents


HOME BUILDINGS

  • The cost of repairing or rebuilding your property following loss or damage.


HOME CONTENTS

  • The cost of repairing or replacing contents following loss or damage, and legal liability for injury, illness or damage to another person's property as a result of your residential property ownership.
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